We all know that buying a home is probably one of the biggest investments made in life. In most cases it is one of the biggest expenses a family will have. Therefore, the purchase of a home must be studied and meditated. Not only in the economic-financial part but also in the legal one.
For this reason, at Homes to be Happy we will always recommend you to hire the services of a lawyer in order to avoid any future problems. If you need advice, ask us and we will help you. We can also advise you a legal office that assures you a good service and does not find any complications in the future.
This document is essential. Homes to be Happy every time you receive an offer requests the "nota simple" to the Land Registry that will let us know that the person who claims to sell the property is really the owner, as well as observe what kind of charges the property carries (for example, if you have a mortgage pending cancellation or a usufructuary, etc ). If there are charges, in many cases it is necessary to cancel them before the signing of deeds in notary or, even the same day of the signature in the same act.
It is a document that certifies that a dwelling, premises or residential building, meets the minimum conditions of measurement, hygiene and adequate facilities to house people. This document is mandatory. So much so that without it, the services of supply of water, electricity, gas or any other energy or telecommunications product cannot be definitively contracted if the property does not have the valid certificate of habitability or the equivalent document.
Probably if you have a certificate of habitability, the property will have a certificate of completion of work. This document certifies that the property was built in accordance with the plans approved in the building permit approved by the town hall.
It is a document that certifies that a home or property does not have any file in the town hall for having committed some type of urban infraction . Fundamental since, otherwise, the new owner could become responsible for such infractions and could even be the case of demolition orders.
The seller may request such certificates. As a new owner you could become subsidiary or direct responsible in case of acquiring the house with debts with the community of owners or the Treasury. Therefore, it is necessary to ensure that the property does not have any outstanding debt.
It is advisable to request the receipt of the payment of the IBI of the last 4 years (in case of any pending IBI the new owner becomes responsible).
It contains the energy rating of the house, mandatory since 2013. It does not entail problems, since you simply have to hire a competent technician for its expedition prior to the sale.
Especially relevant for the event that it is intended to carry out some type of activity other than that of habitual residence, since the statutes of the community of neighbors could prohibit holiday rentals or other activities.
Finally, it is recommended to sign and introduce in the different documents that are signed during the purchase or sale operation (purchase option contract, public deed of sale, etc.) the statements and guarantees that best defend our interests and expectations (such as that it is sold free of debts or that there is no illegality).
As you can see, there are a series of procedures and documents necessary when buying a home. It is a demanding process from which serious responsibilities can be derived, it requires time, knowledge and a lot of experience to do it safely and avoid scares after the purchase of the property. This is why we recommend you use our professional services to help you avoid future problems.
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